The free budget app
and net worth tracker.
Track budgets, link your bank accounts, and watch your net worth grow — all in one place. No ads, no subscription, no upsells.
Features
Everything you need to build wealth
Smart Budget Tracking
Set monthly budgets by category and watch your progress in real time
Net Worth Over Time
See your complete financial picture with assets and liabilities tracked month over month
Bank Account Linking
Securely connect your bank accounts and import transactions automatically
Financial Goals
Set savings goals with target dates and track your progress with visual indicators
Why Wlth
Personal finance without the noise
Wlth is a free personal finance app built around the two things that actually move the needle: a clear picture of what you’re spending this month, and a growing net worth over time. Most apps in this space are either expensive subscription services, crowded with ads and upsells, or buried under features you’ll never use. Wlth strips all of that away and focuses on doing the essentials really well.
With Wlth you can link your bank accounts in a couple of clicks, categorize transactions automatically, and set a budget for each spending category. Your account balances and transactions sync on a schedule, so your budgets always reflect what you’ve actually spent. You get a clear view of where your money goes every month — without spreadsheets, without manual entry, and without anyone trying to sell you a loan or a credit card.
Beyond budgeting, Wlth is also a full net worth tracker. Every month it captures a snapshot of your assets and liabilities so you can see your financial progress over time. Add manual accounts for anything that can’t be linked automatically — real estate, a car, a 401(k) at a smaller institution — and Wlth rolls it all into a single net worth number you can watch grow. Pair that with financial goals for things like an emergency fund, a down payment, or paying off debt, and you have a complete picture of your money in one free app.
Wlth is free forever. There’s no paid tier, no trial, and no credit card required to sign up. We don’t run ads, we don’t sell your data, and we don’t upsell you into financial products — just a simple app for people who want to understand their money.
How It Works
Up and running in minutes
Create your free account
Sign up in seconds. No credit card required, ever.
Connect your accounts
Link your bank accounts securely to import transactions automatically
Start tracking & growing
See budgets, net worth, and goals update automatically as you spend and save.
FAQ
Frequently asked questions
Is Wlth really free?
Yes. Wlth is completely free to use. There are no subscriptions, no paid tiers, and no credit card required to sign up. We do not run ads and we do not sell your data.
Is Wlth a good Mint alternative?
Wlth was built for people who loved Mint’s simplicity but want a modern, ad-free replacement. It covers the core of what made Mint useful — automatic transaction import, budgets by category, and net worth tracking — without the upsells or cluttered interface.
How does Wlth connect to my bank?
Wlth uses Teller, a secure bank connectivity provider, to link your accounts. Your bank credentials are entered directly with Teller and are never seen or stored by Wlth. You can disconnect any linked account at any time from your Profile page.
Does Wlth track net worth over time?
Yes. Wlth records monthly snapshots of your assets and liabilities so you can watch your net worth grow over time. You can also add manual accounts for assets that can’t be linked automatically, such as real estate, a vehicle, or investment accounts at smaller institutions.
How is Wlth different from YNAB?
YNAB is built around the zero-based budgeting method and charges a yearly subscription. Wlth is free and uses a simpler category-based budget model. If you want strict envelope budgeting, YNAB may fit better. If you want a lightweight budgeting app with automatic bank sync and net worth tracking, Wlth is a better fit.
Is my financial data secure?
All data is transmitted over HTTPS, passwords are hashed using industry-standard algorithms, and two-factor authentication is available from your Profile page. Wlth never sees or stores your bank credentials — those are handled directly by Teller, our bank connectivity partner.
Does Wlth work on mobile?
Yes. Wlth is a fully responsive web app that works on any modern browser on iOS, Android, tablet, or desktop. There is nothing to install.
Take control of your finances
Join Wlth today and start building the financial future you deserve.
Create Your Free Account